Finance Calculators
Financial calculators including mortgages, loans, taxes, investments and retirement planning.
442 calculators
1031 Exchange Calculator — Tax Deferral Estimator
Estimate capital gains tax deferred by a 1031 like-kind exchange, including depreciation recapture, boot, and your new carryover basis.
1099 Contractor Take-Home Calculator
Free 1099 contractor tax calculator: estimate self-employment tax, federal/state income tax, quarterly payments and true take-home pay.
1099 Tax Calculator — SE Tax & Federal 2024
Estimate your 1099 tax: 15.3% self-employment tax, progressive federal income brackets, effective rate, and quarterly 1040-ES payments.
4% Rule Calculator: Safe Withdrawal Rate for Retirement
4% rule calculator: estimate your safe annual retirement withdrawal, test inflation-adjusted spending, and see how long your nest egg lasts.
401(k) Calculator — Estimate Your Balance at Retirement
Free 401(k) calculator: project your retirement balance from salary, contribution rate, employer match and expected return. Watch your nest egg grow.
401(k) Contribution Calculator — Max Match & Tax Savings
Free 401(k) contribution calculator: your annual deferral, employer match, tax savings, paycheck cost and projected balance at retirement.
401(k) Match Calculator — Max Your Employer Match
Free 401(k) match calculator: see how much your employer contributes under the 50%-up-to-6% formula and project your 30-year nest egg growth.
403(b) Calculator — Project Balance & Tax Savings
Free 403(b) calculator: project your public-sector retirement balance from salary, contribution rate, employer match and return, plus annual tax savings.
409A NQDC Calculator — Deferred Comp Balance & Penalty
409(a) deferred compensation (NQDC) calculator: project your tax-deferred balance from annual deferrals, growth, and the 10% early-withdrawal penalty.
50/30/20 Budget Calculator — Free Monthly Split
Free 50/30/20 budget calculator: split monthly take-home pay into needs, wants and savings with a clear dollar breakdown and annual projection.
529 Plan Calculator: Savings Growth vs Future Cost
Free 529 plan calculator: project college savings growth from monthly contributions, inflate future college cost, and see your gap before enrollment.
After-Tax Calculator: Gross Salary to Net Take-Home Pay
After-tax calculator: turn gross salary into net take-home pay with your effective federal rate, 7.65% FICA and state tax. Annual and monthly net pay.
After-Tax Income Calculator: 2024 Take-Home Pay
After-tax income calculator: estimate 2024 net take-home pay from gross salary with federal brackets, FICA, filing status and state tax.
Amortization Calculator — Loan Payment Schedule
Free amortization calculator: estimate your monthly loan payment, total interest, and view a full month-by-month amortization schedule for any loan.
AMT Credit Calculator (IRS Form 8801)
Free AMT credit calculator estimates your allowable prior-year minimum tax credit this year and the remaining carryforward, per IRS Form 8801 rules.
Annual to Monthly Salary Calculator (with Hourly)
Convert annual salary to monthly, biweekly, weekly and hourly pay. Uses the standard 2,080-hour work year for fast, accurate pay estimates.
Annuity Calculator — Present & Future Value
Free annuity calculator: estimate the present value and future value of an ordinary annuity or annuity due with monthly, quarterly or annual payments.
Annuity Payout Calculator — Monthly Retirement Income
Free annuity payout calculator: turn your retirement lump sum into a monthly income estimate. See monthly payment, total payouts and interest earned.
APR Calculator — True Cost of Borrowing With Fees
Free APR calculator: turn a nominal rate and fees into the true annual percentage rate. Compare APR vs interest on personal, auto and mortgage loans.
APR vs APY Calculator — Compare Real Interest Cost
APR vs APY calculator: convert a nominal rate to effective annual yield and see the dollar difference in loan cost or savings growth.
APY Calculator — Annual Percentage Yield
Free APY calculator: convert a nominal rate into the effective annual yield with monthly, quarterly, daily or annual compounding, and see future value.
Asset Allocation Calculator — Stocks, Bonds & Cash Split
Free asset allocation calculator: enter age and risk tolerance for the 120-minus-age stock/bond/cash split, dollar amounts, and rebalancing bands.
Auto Loan Calculator — Monthly Car Payment Estimate
Free auto loan calculator: estimate your monthly car payment, total interest, and all-in cost. See how down payment, tax, and APR change your budget.
Auto Loan Interest Calculator — Monthly Payment
Free auto loan interest calculator: estimate your monthly car payment, total interest paid, and amortization schedule for a new or used vehicle loan.
Average Cost Calculator — Weighted Unit Cost Across Batches
Free average cost calculator: find the weighted average price per unit across multiple purchase batches, plus total units and total spend.
Balance Transfer Calculator — Save on Interest
Free balance transfer calculator: compare a 0% intro APR transfer against keeping high-interest debt. See payoff time, fees, interest saved and break-even.
Balloon Loan Calculator: Payment & Balloon Balance
Free balloon loan calculator: estimate your low monthly payment from a longer amortization, then see the large lump-sum balloon balance due at the end.
Balloon Mortgage Calculator: Payment & Balance Due
Free balloon mortgage calculator: estimate your low monthly payment off a 30-year amortization, then see the large lump-sum balance due at the end.
Benefits Cost Calculator — Health, Dental, Vision & 401(k)
Benefits cost calculator: estimate your monthly and annual employee cost for health, dental, vision premiums, 401(k) deferral, and employer-paid value.
Beta Calculator — Stock vs Market Risk (CAPM)
Calculate a stock's CAPM beta from correlation and volatility. See covariance, market variance, and the dollar shift from a 1% market move.
Black-Scholes Option Price Calculator (Call & Put)
Free Black-Scholes calculator: estimate a European call and put option price from stock price, strike, time to expiry, volatility and the risk-free rate.
BOGO Calculator: Buy One Get One Discount & Savings
Free BOGO calculator: find your final price, total savings and true effective discount on Buy-One-Get-One deals, including BOGO free and BOGO 50% off.
Bond Price Calculator: Fair Price From YTM & Coupon
Bond price calculator: value a bond from face value, coupon rate, yield to maturity and years left. See fair price, premium or discount, and current yield.
Bond Yield Calculator: Current Yield & YTM
Free bond yield calculator: current yield and approximate yield to maturity (YTM) from bond price, face value, coupon rate and years left to maturity.
50/30/20 Budget Calculator — Needs, Wants & Savings Split
Free 50/30/20 budget calculator: split your monthly take-home pay into 50% needs, 30% wants and 20% savings or debt, with a clear dollar breakdown.
Business Insurance Calculator — Monthly Cost Estimate
Free business insurance calculator: add monthly GL, property, workers comp, E&O, auto and interruption premiums to see annual cost and % of revenue.
Business Line of Credit Calculator — Payment & Interest
Free business line of credit calculator: estimate monthly interest, minimum payment, available credit and credit utilization on a revolving LOC.
Business Loan Calculator — Monthly Payment & SBA Fees
Free business loan calculator: estimate your monthly payment, total interest and SBA/origination fees on a small-business term loan or 7(a) loan.
CAGR Calculator — Compound Annual Growth Rate
Free CAGR calculator: estimate the compound annual growth rate of an investment from its beginning value, ending value and years held.
California Property Tax Calculator (Prop 13)
Estimate California property tax under Prop 13: 1% base rate plus local bonds and the 2% assessment cap, with monthly and 5-year projections.
California Tax Calculator 2024 — Take-Home Pay
Free California tax calculator: estimate CA state tax, federal tax, FICA and your net take-home pay on a 2024 salary. See effective and marginal rates.
Capital Gains Calculator — Short & Long Term Tax
Free capital gains tax calculator: estimate short-term vs long-term (0/15/20%) tax on an investment sale and see your after-tax proceeds.
Home Sale Capital Gains Tax Calculator (IRS Exclusion)
Calculate capital gains tax on your home sale: cost basis, selling costs, the $250K/$500K Section 121 exclusion, and what you actually owe the IRS.
Capital Gains Tax Calculator — Short & Long Term
Free capital gains tax calculator: estimate federal tax on a stock, crypto or home sale — short-term 22% or long-term 0/15/20% — plus after-tax proceeds.
CAPM Calculator — Expected Return on Equity
Free CAPM calculator: estimate expected return on equity from risk-free rate, beta and market return. See equity risk premium and dollar return instantly.
Car Budget Calculator — What Car Can You Afford?
Free car budget calculator: enter your monthly income and running costs to see the max car payment and car price you can afford, with the 15% rule.
Cash Flow Calculator — Monthly Income vs Expenses
Free cash flow calculator: enter monthly income and expenses to see net cash flow, savings rate, and how many months of emergency fund you have.
Cash-Out Refinance Calculator — Cash, Savings & Break-Even
Cash-out refinance calculator: estimate the equity you can pull out at an 80% LTV cap, your new monthly payment, and your break-even time.
Cash-Secured Put Calculator — Profit, Loss & Yield
Free cash-secured put calculator: estimate max profit, max loss, break-even price, required capital and return on cash for a short put.
Cashback Calculator — Estimate Monthly & Annual Rewards
Free cashback calculator: estimate monthly and annual credit-card rewards by category (dining, groceries, other) and your effective cashback rate.
Catch-Up Contribution Calculator (401k & IRA)
Catch-up contribution calculator: your 401k or IRA extra limit after age 50, total allowed contribution, tax savings and projected growth to retirement.
Catering Cost Calculator — Per-Person & Total Bill
Free catering cost calculator: estimate food per person, service fee, tax, delivery and setup, then see your total bill and all-in cost per guest.
CD Calculator — Certificate of Deposit Earnings
Free CD calculator: estimate your certificate of deposit maturity value, total interest earned, and early-withdrawal penalty for any term and APY.
CD Ladder Calculator — Smart Maturity Schedule
Free CD ladder calculator: split your cash across 1-5 year CDs, see annual interest, maturity schedule and total yield before you lock the ladder.
Charitable Giving Calculator — Tax Deduction Savings
Estimate your charitable gift's tax deduction, IRS savings at your marginal bracket, and true after-tax cost — cash or appreciated stock.
Charitable Remainder Calculator — CRT Tax Deduction
Estimate CRT annual payout, IRS charitable deduction, and remainder gift to charity from asset value, payout rate, and term.
Child Tax Credit Calculator — 2024 CTC & Phaseout Estimator
Estimate your 2024 Child Tax Credit (CTC): per-child amount, income phase-out, refundable ACTC, and total tax savings by filing status.
Clearance Price Calculator — Markdown, Extra Off & Tax
Free clearance price calculator: stack markdown %, extra-off %, tax and coupons to see your true out-the-door cost and total dollar savings.
Coast FIRE Calculator: Are You Already Coasting?
Free Coast FIRE calculator: see whether your current savings grow into your retirement number with no further saving. Find your coast FI number and gap.
COBRA Calculator — Cost & ACA Savings Estimator
Estimate your total COBRA premium (with up to 2% admin fee), compare it to an ACA marketplace plan, and see your savings over 18 months.
College Savings Calculator — Monthly 529 Goal Planner
Free college savings calculator: estimate the monthly 529 contribution needed to cover future tuition after inflation and investment growth.
Compound Interest Calculator: Daily, Monthly & Annual
Free compound interest calculator: project your future balance, total interest earned and growth rate with daily, monthly, quarterly or yearly compounding.
Compound Savings Calculator — Monthly Deposit Growth
Free compound savings calculator: project your future balance, total deposits, and interest from a starting lump sum plus monthly contributions.
Conforming Loan Calculator: 2024 Limit vs Jumbo
Free conforming loan calculator: check if your mortgage is under the 2024 FHFA limit ($766,550 / $1,149,825 high-cost), and whether PMI is required.
Construction Loan Calculator — Build-to-Perm Payment
Free construction loan calculator: estimate interest-only draws during the build, then the converted permanent mortgage monthly payment on your new home.
Cost of Living Comparison Calculator
Compare cost of living between two cities and find the salary you need to keep your lifestyle. See purchasing power and required pay in seconds.
Counteroffer Calculator: Salary Negotiation Payback
Free counteroffer calculator: compare your salary counter vs the employer offer, see the % bump, gap to your ask, and the 5-year NPV of the raise.
Coverdell ESA Calculator — Tax-Free College Savings
Free Coverdell ESA calculator: check the $2,000 contribution limit, your income phase-out, and project tax-free college growth over 18 years.
Covered Call Calculator — Max Profit, Loss & Breakeven
Free covered call calculator: estimate max profit, max loss, breakeven and return-if-called on a long stock plus short call. Instant results.
CPI Calculator — Adjust Dollar Purchasing Power by Year
CPI calculator adjusts a dollar amount across years using the Consumer Price Index. See adjusted price, lost purchasing power, and cumulative CPI change.
Credit Card Calculator: Interest, Minimum & Payoff
Free credit card calculator: see your minimum payment, monthly interest at your APR, and how many months to pay off a balance — plus total interest paid.
Credit Card Debt Calculator: Payoff Time & Interest
Free credit card debt calculator: see months to debt freedom, total interest, and how paying more than the minimum slashes years off your balance.
Credit Card Interest Calculator — Monthly Cost
Free credit card interest calculator: see your daily periodic rate, monthly finance charge, minimum payment, and payoff time at your current APR.
Credit Card Payoff Calculator: Months & Interest
Free credit card payoff calculator: see how many months until you are debt free, your total interest, and how extra payments slash payoff time.
Credit Card Processing Fee Calculator
Free credit card processing fee calculator: estimate interchange-plus, per-transaction and flat monthly fees, your net deposit, and true effective rate.
Credit Score Calculator — Free FICO Estimator
Free credit score calculator: estimate your FICO range from payment history, utilization, account age, mix, and recent inquiries. No hard pull.
Credit Score Improvement Calculator — Estimate Your Jump
Credit score improvement calculator: estimate points from lowering utilization, paying on time, and avoiding new inquiries. See your projected FICO.
Credit Score Simulator — Estimate Your FICO What-If
Free credit score simulator: model how payment history, utilization, history length, mix, and new inquiries move your FICO score. No hard pull.
Credit Utilization Calculator — Ratio & Score Impact
Credit utilization calculator: find your revolving ratio, set your target, and see the paydown needed to reach ideal 10% or your chosen percentage.
Days Until Retirement Calculator (Countdown to FIRE)
Free days-until-retirement calculator: see exactly how many days, weeks, months and working days are left until age 67 or your target retirement age.
Debt Avalanche Calculator: Payoff Order & Interest Saved
Debt avalanche calculator: rank debts highest-APR first, compare total interest and payoff time vs the snowball, and see your interest savings.
Debt Consolidation Calculator — Monthly Savings
Compare your current blended APR and monthly payment against a new consolidation loan to see monthly savings and total interest saved.
Debt-Free Calculator: Payoff Date & Interest Saved
Debt-free calculator shows when you will be debt-free, how many months extra payments cut off, and the total interest you save. Fast, free, no signup.
Debt Payoff Calculator — Time & Interest to Be Debt Free
Free debt payoff calculator: see how many months and total interest it takes to pay off credit cards and loans on a fixed monthly plan.
Debt Snowball Calculator — Payoff Order & Timeline
Debt snowball calculator: estimate your payoff order, timeline and interest saved by putting extra payments toward your smallest balance first.
Debt-to-Income Calculator (DTI Ratio)
Free DTI calculator: compute your front-end and back-end debt-to-income ratio against gross monthly income and check mortgage eligibility.
Debt-to-Income Ratio Calculator (DTI Check)
Free debt-to-income ratio calculator: divide your total monthly debt by gross income to check mortgage eligibility against the 36% and 43% DTI limits.
Degree ROI Calculator — Is College Worth It?
Free degree ROI calculator: compare tuition and forgone salary against lifetime earnings premium. See net benefit, percentage return and payback years.
Disability Insurance Calculator — Benefit & Monthly Premium
Free disability insurance calculator: estimate your monthly benefit, annual premium, total payout over the benefit period, and coverage-to-cost ratio.
Discount Points Calculator: Break-Even Analysis
Free discount points calculator: compare prepaid mortgage points vs a higher rate, find break-even months, monthly savings and lifetime interest savings.
Dividend Calculator — Yield, Income & DRIP Projection
Free dividend calculator: estimate annual dividend income, yield, after-tax cash flow, and your dividend snowball growth with reinvestment (DRIP).
Dividend Reinvestment Calculator (DRIP) — Compounding
Free dividend reinvestment (DRIP) calculator: project how reinvested dividends compound your portfolio, versus taking dividends as cash.
Dividend Yield Calculator — Payout Ratio & Forward Yield
Free dividend yield calculator: TTM annual dividend per share divided by current stock price. Add EPS for payout ratio and a growth rate for forward yield.
Dollar Cost Averaging Calculator — DCA vs Lump Sum
Free dollar-cost-averaging calculator: project monthly investment growth, total portfolio value, and compare DCA vs investing a lump sum upfront.
Donor-Advised Fund Calculator — DAF Tax Savings
Estimate your DAF tax deduction, capital-gains tax avoided, tax-free growth, and total future grants to charity from an appreciated-asset donation.
DoorDash Earnings Calculator — Weekly & Monthly Pay
Free DoorDash earnings calculator: estimate weekly, monthly and yearly Dasher pay from deliveries, base pay, tips and fuel. See true take-home after gas.
DTI Calculator — Debt-to-Income Ratio Check
Free DTI calculator: enter annual gross salary plus monthly housing and other debts to get front-end and back-end ratios for mortgage approval.
Early Car Payoff Calculator — Months & Interest Saved
See how many months and dollars of interest you save by paying extra on your car loan. Compare your regular payment vs an accelerated payoff schedule.
Early Retirement Calculator — 4% Rule FIRE Nest Egg
Free early retirement (FIRE) calculator: years until your target age, the nest egg you need under the 4% rule, and whether your savings rate reaches it.
Child Tax Credit Calculator (CTC Estimator)
Free child tax credit calculator: estimate your CTC by children, AGI and filing status, with the $2000-per-child amount and income phase-out.
eBay Profit Calculator — Fees, Margin & Take-Home
Free eBay profit calculator: net take-home after eBay final value fees, PayPal/payment processing, COGS and shipping. See true margin per sale.
Effective Tax Rate Calculator: What You Really Pay
Free effective tax rate calculator: divide total tax paid by gross income to see your true average tax rate, then compare it to your marginal bracket.
Email ROI Calculator — Measure Campaign Profit
Free email marketing ROI calculator: compute campaign ROI %, net profit, ROAS, break-even revenue, cost per email and revenue per order.
Emergency Fund Calculator — How Much You Need
Free emergency fund calculator: size your 3-6 month safety net, see your gap, and estimate months to fully fund at your savings rate.
Employee Cost Calculator — True Loaded Labor Cost
Employee cost calculator: estimate the fully-loaded cost of a hire — salary plus employer payroll taxes, benefits and workers' comp, with the multiplier.
EPS Calculator — Earnings Per Share (Basic & Diluted)
Free EPS calculator: compute basic and diluted earnings per share from net income, preferred dividends and share count, then derive implied price from P/E.
ESPP Calculator — Discounted Buy Price & Sale Gain
Free ESPP calculator: estimate your discounted purchase price, shares bought per offering period, instant discount gain, and total profit when you sell.
Estate Tax Calculator — 2024 Federal Inheritance Estimate
Free 2024 federal estate tax calculator: estimate tax owed above the $13.61M exemption, taxable estate, and what heirs keep at the 40% top rate.
Estimated Tax Calculator — Quarterly 1040-ES Payments
Quarterly estimated tax calculator: figure your IRS Form 1040-ES payment using the 90% current-year or 100%/110% prior-year safe harbor, minus withholding.
ETF Return Calculator — Dividend Reinvested Growth
Free ETF return calculator: project a lump sum's growth with annual return, reinvested dividends, expense-ratio drag and inflation-adjusted ending value.
Etsy Profit Calculator — Net Profit & Margin Per Order
Free Etsy profit calculator: subtract listing, transaction, payment fees, COGS and shipping to see your real net profit and profit margin on every sale.
EV vs Gas Savings Calculator: Annual Fuel Cost & Payback
Free EV vs gas savings calculator: compare annual fuel cost, monthly savings, tax credit and years-to-payback before buying your next car.
Eviction Cost Calculator (Landlord Breakdown)
Eviction cost calculator for landlords: add court filing, process server, attorney fees, lost rent and turnover to see the true cost of evicting a tenant.
Expected Return Calculator Using CAPM
Use CAPM to estimate a stock's expected return from risk-free rate, beta and market premium, then project your portfolio's weighted-average annual return.
Expense Ratio Calculator: Compare Fund Fees
Free expense ratio calculator: compare two funds side by side and see how small annual fees compound into tens of thousands of dollars over 30 years.
Expense Ratio Impact Calculator: See Fee Drag
Free expense ratio impact calculator: see how a 0.04% vs 0.50% fund fee shrinks your retirement nest egg by over $90k after 30 years of compounding.
Extra Mortgage Payment Calculator — Pay Off Early
See how much interest an extra mortgage payment saves and how many years earlier you pay off your home. Free amortization payoff calculator.
Factoring Calculator — Invoice Advance & Effective APR
Free invoice factoring calculator: estimate cash advance, reserve holdback, factoring fee and effective APR on outstanding invoices.
Income Tax Calculator 2025 — Federal Take-Home Estimator
Estimate your 2025 US federal income tax, marginal and effective rate, and take-home pay with status-aware IRS brackets.
Federal Tax Calculator 2024 — IRS Bracket Estimator
Free 2024 federal tax calculator: estimate IRS income tax, marginal and effective rate, Child Tax Credit and take-home pay across all filing statuses.
FHA Loan Calculator with MIP & Upfront Premium
Free FHA loan calculator: estimate monthly P&I, 1.75% upfront MIP, 0.85% annual mortgage insurance and total payment on a 3.5% down loan.
FICA Calculator — 2024 Social Security and Medicare
Calculate 2024 FICA tax: employee Social Security 6.2% up to $168,600, Medicare 1.45%, 0.9% additional Medicare over $200k, plus the employer match.
50/30/20 Rule Calculator — Budget Take-Home Pay
Free 50/30/20 budget calculator: split your monthly after-tax pay into needs (50%), wants (30%) and savings (20%). Adjust each share to fit your goals.
Finance Charge Calculator — Loan Interest Cost
Free finance charge calculator: estimate the total interest and fees on a loan. See your monthly payment, total payback and cost of credit.
Financial Independence Calculator (FI Number & Progress)
Free financial independence calculator: find your FIRE number, FI progress percent, and years to retire early using the 4% rule.
FIRE Calculator — Years to Financial Independence
Free FIRE calculator: size your nest egg with the 4% rule and estimate how many years of saving it takes to reach financial independence.
FIRE Number Calculator: 4% Rule & Years to Retire Early
FIRE number calculator: divide your yearly spending by the 4% safe withdrawal rate to size your nest egg and estimate years to financial independence.
First Year Baby Cost Calculator (2026)
Free first-year baby cost calculator: estimate diapers, formula, childcare, medical and gear expenses. See your total newborn budget and monthly average.
Fiverr Fee Calculator — What a Seller Actually Keeps
Free Fiverr fee calculator: estimate the 20% platform cut, payment processing fee, and the exact net amount a seller keeps after every gig.
Fixed Cost Calculator with Break-Even Analysis
Calculate your total monthly and annual fixed costs, then find the break-even point from selling price and variable cost per unit.
Fixed vs ARM Calculator — Monthly Payment Comparison
Compare a 30-year fixed mortgage vs a 5/1 ARM: see monthly payments, savings if you sell early, and the break-even point before the rate resets.
Flood Insurance Calculator — Estimate NFIP Premium
Free flood insurance calculator: estimate your annual NFIP premium from dwelling and contents coverage, flood zone, and elevation discount.
Florida Property Tax Calculator (Save Our Homes)
Estimate Florida property tax with the 3% Save Our Homes cap, the $50,000 homestead exemption, and combined county plus school millage.
Florida Tax Calculator: No State Income Tax Burden
Free Florida tax calculator: estimate federal tax, FICA, 0% state income tax, 6% sales tax and property tax. See your effective rate and take-home pay.
Baby Formula Cost Calculator: Weekly, Monthly & Yearly
Baby formula cost calculator: estimate weekly, monthly and yearly expense from ounces per week, can price and can size. See cost per day and per ounce.
Franchise Cost Calculator — Startup & Ongoing Fees
Free franchise cost calculator: estimate startup costs (franchise fee, buildout, working capital) plus ongoing royalty and marketing fees per month.
Fuel Cost Per Mile Calculator (MPG & Gas Price)
Divide gas price by MPG to find fuel cost per mile, trip fuel cost, gallons used and annual gas spend for any drive.
Fulfillment Cost Calculator — 3PL Monthly Fees
Free fulfillment cost calculator: estimate monthly pick-and-pack, shipping and 3PL warehouse storage fees, plus cost per order and annual spend.
Full vs Liability Car Insurance Break-Even Calculator
Compare liability-only vs full-coverage car insurance by monthly premium. See the annual gap, break-even years, and when to drop full coverage.
Fully Loaded Cost Calculator (True Employee Cost)
Calculate the true fully-loaded cost of an employee: base salary, benefits load, employer payroll taxes, equipment and overhead, plus the cost multiplier.
Gas Budget Calculator: Monthly Fuel Cost vs Income
Free gas budget calculator: estimate monthly and annual fuel cost from miles driven, MPG and gas price, then see what share of your income it consumes.
Gas Cost Per Month Calculator (MPG & Gas Price)
Estimate your monthly and annual gas cost from miles driven, vehicle MPG and the local price per gallon. See fuel spend per month, per mile and per year.
Gas Tax by State Calculator: Annual Fuel Tax Bill
Estimate your annual gasoline excise tax by state. Add the federal 18.4c/gal rate to your state rate to see your yearly fuel tax bill and compare states.
Geographic Pay Adjustment Calculator
Free geographic pay adjustment calculator: scale your current salary by old vs new cost-of-living index and see the fair remote or relocation pay band.
Georgia Property Tax Calculator (Millage & Homestead)
Estimate Georgia property tax: 40% assessment, county and school millage, plus the $2,000 homestead exemption with monthly and effective-rate breakdown.
Gift Tax Calculator — 2024 Annual Exclusion & Exemption
2024 gift tax calculator: estimate taxable gifts after the $18,000 annual exclusion, your remaining $13.61M lifetime exemption, and any tax owed.
Goal Savings Calculator — Monthly Amount to Reach Target
Free goal savings calculator: enter your target, what you already have, your timeline and expected return to find the monthly deposit you need.
Grad School Cost Calculator — Tuition, Loans & Living
Estimate the full cost of graduate school: tuition, living expenses, scholarships, and your monthly student loan payment after graduation.
Gravel Calculator — Cubic Yards, Tons & Cost
Free gravel calculator: estimate cubic yards, tons and total cost for a driveway or landscape project. Enter length, width, depth and price per yard.
Gross Margin Calculator — Revenue vs. COGS
Free gross margin calculator: compute gross profit, margin %, markup, and per-unit economics from revenue, COGS, and units sold.
Gross Profit Calculator — Revenue Minus COGS
Free gross profit calculator: subtract COGS from revenue to get gross profit dollars, margin %, and per-unit economics.
Gross Rental Yield Calculator (Gross & Net)
Free gross rental yield calculator: estimate annual gross and net yield on a buy-to-let property from purchase price and monthly rent.
Gross Revenue Calculator — Total Sales Revenue
Free gross revenue calculator: multiply units sold by price across your products to see top-line sales before returns, discounts, and COGS.
Growth Rate Calculator — CAGR & Period-over-Period %
Free growth rate calculator: compute period-over-period percentage growth and annualized CAGR from beginning value, ending value and number of periods.
Health Insurance Calculator: True Annual Cost Estimator
Estimate your real annual health insurance cost: premiums plus deductible, coinsurance and out-of-pocket maximum. Compare plan side by side.
Health Insurance Premium Calculator: Net Monthly Cost
Estimate your net health insurance premium and annual cost: age, tobacco and metal tier, minus ACA subsidy and employer share, plus deductible and coinsurance.
HELOC Calculator — Home Equity Line Payment Estimator
Free HELOC calculator: estimate your maximum home equity line, monthly interest-only payment, and available credit based on CLTV and current balance.
High-Risk Car Insurance Calculator (DUI & Tickets)
Estimate high-risk auto insurance after a DUI, at-fault accident, teen driver, or speeding ticket. See annual and monthly premium surcharges.
High-Yield Savings Calculator — HYSA APY Interest
Free HYSA calculator: estimate interest on your high-yield savings account, compare APY vs a regular savings account, and project your balance over time.
Holiday Pay Calculator: Bonus + PTO Payout Estimator
Free holiday pay calculator: estimate your year-end bonus, unused PTO payout, and cash gift — then add them into one total holiday paycheck.
Home Equity Calculator — How Much Can You Borrow?
Free home equity calculator: estimate your home equity, loan-to-value (LTV) ratio, and how much you can borrow through a HELOC or home equity loan.
Home EV Charging Calculator: Cost per Charge & Payback
Free home EV charging calculator: estimate kWh per session, cost per charge, monthly bill, and how fast a Level 2 install pays off versus public charging.
Home Insurance Calculator — Estimate Annual Premium
Free home insurance calculator: estimate your annual homeowners premium from dwelling rebuild cost, rate per $100, deductible and alarm discounts.
Home Sale Proceeds Calculator — Net Cash After Selling
Estimate net home sale proceeds: subtract agent commission, closing costs, mortgage payoff and transfer tax to see what you actually keep.
Hours Worked Calculator — Daily, Weekly & Monthly Hours
Free hours worked calculator: enter clock-in and clock-out times, deduct breaks, and see daily, weekly, monthly and annual hours plus gross pay.
House Affordability Calculator: What Can You Afford?
Free house affordability calculator: see the max home price and monthly mortgage payment you can afford based on income, debts, down payment and DTI.
House Hacking Calculator — Live for Free
House hacking calculator: compare duplex/triplex rental income against your mortgage PITI to see monthly cash flow and whether the home pays for itself.
How Much Car Can I Afford? Budget by Monthly Income
How much car can I afford? Enter monthly income, the 15% rule, insurance, fuel, down payment and trade-in to see your max car price and payment.
Illinois Property Tax Calculator — Estimate Your IL Bill
Estimate Illinois property tax from home value, the 33.33% assessment ratio and your county EAV tax rate. See annual, monthly and effective-rate numbers.
Income Tax Calculator: 2024 Federal Tax Estimator
Free income tax calculator: estimate 2024 US federal tax, taxable income after the standard deduction, marginal and effective rate, and take-home pay.
Inflation Calculator — Future Cost & Purchasing Power
See future cost, lost purchasing power, and cumulative inflation. Free inflation calculator that compounds any rate over any number of years.
Insurance Calculator — Estimate Monthly Premium
Free insurance calculator: estimate your annual and monthly premium from coverage amount, annual rate, deductible and multi-policy discount in seconds.
Interchange Fee Calculator — Estimate Card Processing Costs
Free interchange fee calculator: estimate interchange, network assessments, per-item fees and your true effective rate from monthly card volume.
Interest Calculator — Daily, Monthly & Annual Interest
Free interest calculator: compute interest earned or owed per day, month and year on a principal, plus total interest over days, months or years.
Interest Coverage Calculator (ICR & DSCR Ratio)
Free interest coverage ratio calculator: compute ICR and DSCR from EBIT and interest expense to test a company's debt-servicing ability.
Interest-Only Loan Calculator — Payment & Balloon
Free interest-only loan calculator: estimate your monthly IO payment, the balloon principal due, and the jump to a fully amortizing loan.
Interest-Only Mortgage Calculator: IO Payment & Reset
Interest-only mortgage calculator: see your low IO monthly payment, the post-IO reset, payment jump, and total interest over the life of the loan.
Inventory Carrying Cost Calculator
Free inventory carrying cost calculator: estimate annual holding cost from average inventory value and capital, storage, insurance, obsolescence rates.
Investment Calculator — Future Value Projection
Free investment calculator: project the future value of a starting lump sum plus monthly contributions, and see how returns outpace your own deposits.
Investment Return Calculator — Total Return & CAGR
Free investment return calculator: find your total return, dollar gain, annualized CAGR and inflation-adjusted real return from initial and final value.
Investor Equity Calculator — Ownership % & Dilution
Investor equity calculator: pre-money valuation + investment -> investor ownership %, founder dilution, price per share and new shares issued.
IRA Contribution Calculator — 2025 Limits & Phase-Out
IRA contribution calculator: check your 2025 Roth IRA limit, MAGI phase-out, age-50 catch-up, Traditional tax savings, and projected balance at retirement.
IRR Calculator — Internal Rate of Return
Free IRR calculator: solve the internal rate of return for any project cash-flow series, then compare it to your hurdle rate to decide whether to invest.
ISO vs NSO Calculator — Stock Option Tax
ISO vs NSO tax calculator: estimate bargain element, AMT preference, ordinary tax, capital gains, and net after-tax proceeds from stock options.
Job Offer Comparison Calculator — Total Comp Check
Compare two job offers side by side: base salary, bonus, 401(k) match, equity and commute costs. See the real total compensation and which offer wins.
Jumbo Loan Calculator — Monthly Payment & Limit Check
Free jumbo loan calculator: estimate monthly P&I, total interest, and whether your loan exceeds the FHFA conforming limit ($766,550 / $1,149,825).
Landlord Tax Calculator: Estimate Schedule E Rental Tax
Free landlord tax calculator: estimate net taxable rental income on Schedule E, annual tax owed, and Section 1250 depreciation recapture at sale.
Late Fee Calculator — Invoice Penalty Estimator
Free late fee calculator: estimate monthly penalty interest plus fixed late charges on an overdue invoice, with grace-period and max-fee-cap support.
Law School Cost Calculator — Tuition & Loan Payment
Estimate law school cost: tuition, living expenses, scholarships and your monthly student loan payment after the bar. Plan your JD budget in seconds.
Lease Buyout Calculator: Buy vs Return Your Car
Lease buyout calculator: compare your lease buyout price to current market value, see your equity, and decide whether to buy or return the car.
Lease Down Payment Calculator — Monthly Savings Estimator
Free lease down payment calculator: use the standard money-factor lease formula to see how cash down and trade-in lower your monthly payment over the term.
Lease Mileage Overage Calculator — Turn-In Fee
Lease mileage overage calculator: estimate excess-mileage fees at lease turn-in. Enter allowed/actual miles, per-mile rate and lease term.
Lease Money Factor Calculator — Convert APR to MF
Lease money factor calculator: convert APR to money factor and back, then estimate monthly and total lease finance charge from cap cost plus residual.
Car Lease Payment Calculator (Free Monthly Estimate)
Free lease payment calculator: estimate your monthly car lease from MSRP, residual value, money factor and down payment. See depreciation and rent charge.
Lease Renewal Calculator: New Lease vs Buyout
Compare new lease vs buyout costs. Calculate your lease renewal monthly payment and total cost instantly.
Lease vs Buy Calculator — True Net Cost Comparison
Free lease vs buy calculator: compare monthly payments, down payment, and end-of-term equity to see whether leasing or buying is cheaper over time.
Life Insurance Calculator — How Much Coverage Do You Need?
Estimate life insurance need with the DIME method, then turn your death benefit into monthly and total term-life premiums over your chosen term.
Life Insurance Needs Calculator — DIME Method
Estimate how much life insurance you need using the DIME method: add debts, income replacement, mortgage and education costs, then subtract savings.
LLC Tax Calculator: Self-Employment & Federal 2024
Free LLC tax calculator estimates self-employment tax (15.3%), federal income tax brackets, and your effective rate on pass-through profit.
Loan Amortization Calculator — Monthly Payment Schedule
Free loan amortization calculator: see your monthly principal, interest, total cost, and a full month-by-month payoff schedule with extra-payment savings.
Loan Calculator — Monthly Payment & Total Interest
Free loan calculator: estimate monthly payment, total interest and total cost for any personal, auto or student loan, plus extra-payoff savings.
Loan Payoff Calculator — Early Payoff & Interest Savings
Free loan payoff calculator: see how many months until you are debt-free, and how much interest an extra monthly payment saves. Runoff math, no login.
Lombardi Calculator — NFL Passer Rating
Free Lombardi (NFL passer) rating calculator from completions, attempts, yards, TD and INT. See the 0–158.3 score and four component values instantly.
Long-Term Care Calculator — Cost & LTC Premium Estimate
Free long-term care calculator: estimate home care, assisted living and nursing home costs, total lifetime care expense, and LTC insurance premium.
Long-Term Care Insurance Calculator — Cost vs Self-Funding
Free long-term care insurance calculator: estimate your daily benefit pool, inflation-grown coverage, total premiums, and compare buying vs self-funding.
Lump Sum Calculator: Pension Cash vs Annuity Breakeven
Lump sum calculator: compare a one-time pension cash offer vs a monthly annuity. See breakeven months, total annuity paid and whether the lump lasts.
Lyft Earnings Calculator — Weekly & Net Take-Home Pay
Free Lyft earnings calculator: estimate weekly, monthly and yearly driver pay after Lyft's cut and car expenses. See true net take-home.
Macro Split Calculator — Protein, Carbs & Fat Grams
Free macro split calculator: turn daily calories plus protein/carb/fat percentages into grams per day via the 4-4-9 Atwater rule. Try 30/35/35 or 40/40/20.
Home Maintenance Cost Calculator — 1% Rule Budget
Estimate your annual home maintenance budget using the 1% rule plus HVAC and roof replacement reserves. See monthly and 10-year totals instantly.
Margin of Error Calculator — Survey Confidence Interval
Free margin of error calculator: enter sample size, observed proportion and confidence level to get the ± MOE and confidence interval for a survey or poll.
Margin vs Markup Calculator — Margin % vs Markup %
Margin vs markup calculator: enter cost, price, and quantity to compare margin % and markup % side by side with total period profit.
Marginal Cost Calculator — Cost of an Extra Unit
Free marginal cost calculator: divide the change in total cost by the change in quantity to find the cost of producing one extra unit, with examples.
Marginal Tax Rate Calculator (2024 Federal Brackets)
Free marginal tax rate calculator: see your 2024 federal bracket, total tax, effective rate and after-tax income broken down bracket by bracket.
Markdown Calculator — Price Reduction % & Dollar Savings
Free markdown calculator: turn the original ticket price and the actual sale price into markdown dollars, markdown percent and total savings.
Married Filing Jointly Tax Calculator 2024
Estimate your 2024 married filing jointly federal tax, compare filing jointly vs single, and see your marriage penalty or bonus.
Maternity Leave Calculator — Lost Wages Estimator
Estimate how much of your maternity leave paycheck is replaced by STD and employer paid leave, and calculate lost wages over your FMLA window.
Maximum Mortgage Calculator: What Loan Can You Get?
Free maximum mortgage calculator: use income, debts and DTI to find the largest home loan you qualify for, plus the max home price at 20% down.
MBA ROI Calculator — Payback Period & 10-Year Return
Free MBA ROI calculator: compare pre-MBA vs post-MBA salary, add tuition and foregone wages, then see payback years, 10-year net gain and return %.
Mean Calculator — Average & Weighted Mean
Mean calculator: find the arithmetic average of a list of numbers, or compute a weighted mean. Handles negatives, zeros, and large values.
Median Calculator — Find the Middle Number
Median calculator: sort your numbers and find the middle value. Handles odd and even counts, negatives, zeros, and values over 1,000,000.
Medical School Cost Calculator — Tuition & Loan Breakdown
Free medical school cost calculator: estimate 4-year tuition, living expenses, scholarships, and total student-loan repayment over your chosen term.
Medicare Tax Calculator (2026) — Employee + Self-Employed
Free Medicare tax calculator: 1.45% employee base, 0.9% Additional over the $200k threshold, plus self-employed 2.9% SECA rate and filing-status thresholds.
Mega Backdoor Roth Calculator: After-Tax 401(k) to Roth
Mega backdoor Roth calculator: estimate after-tax 401(k) room, the amount convertible to a Roth IRA, and tax-free growth.
Menstrual Cycle Calculator — Period, Ovulation & Due Date
Free menstrual cycle calculator: predict your next period, fertile window, ovulation day, and estimated due date from LMP and cycle length.
Michigan Property Tax Calculator (PRE)
Estimate Michigan property tax: 50% assessment ratio, millage rate, and the 18-mill Principal Residence Exemption on the first $140k of value.
Mifflin-St Jeor Calculator — BMR & Daily TDEE
Free Mifflin-St Jeor BMR calculator: estimate your daily TDEE calories from age, sex, height and weight, plus weight-loss and maintenance targets.
Miles Per Dollar Calculator — Travel Rewards Value
Free miles per dollar calculator: compare flights and credit card points. See the true value of your travel rewards in miles per dollar spent.
Miles to Steps Calculator (with Calories Burned)
Free miles-to-steps calculator: convert miles walked into steps by stride length, see steps-per-mile, km, and estimated calories burned.
Mill Rate Calculator — Property Tax by Mills
Free mill rate calculator: convert assessed value and mill levy to annual property tax, monthly escrow, and effective tax rate.
Minimum Payment Calculator: Cost of Paying Only the Minimum
See how long and how much interest it costs to pay a credit card with only the minimum. Reveal the minimum-payment trap and your true payoff date.
Minutes to Hours Calculator (Min to Hr Converter)
Free minutes to hours converter: instantly turn minutes into decimal hours and hours-plus-minutes format for billing, payroll, time cards and timesheets.
Mode Calculator — Find the Most Frequent Value
Enter up to 8 numbers to get count, sum, mean, variance and standard deviation. Learn how to find the mode, bimodal sets and no-mode datasets.
Money Market Calculator — Estimate MMA Interest & Savings
Free money market account calculator: estimate ending balance and interest with monthly compounding, then compare a high-yield MMA rate vs regular savings.
Monte Carlo Retirement Calculator — Success Probability
Free Monte Carlo retirement calculator: simulate 10,000 scenarios for median balance, 5th/95th percentile, and probability of not running out of money.
Monthly Budget Calculator — 50/30/20 Rule Breakdown
Free monthly budget calculator: split take-home pay into needs, wants and savings with the 50/30/20 rule, then compare real bills to recommended budgets.
Monthly Car Payment Calculator — Auto Loan Estimator
Free monthly car payment calculator: estimate your auto loan payment, total interest and total loan cost from the amount financed, APR and loan term.
Monthly Income Calculator — Gross Monthly Pay
Convert your hourly wage, weekly hours and weeks worked into gross monthly, weekly, biweekly and annual pay for budgeting, rent and loan applications.
Monthly PMI Calculator — Cost & When It Drops Off
Monthly PMI calculator: estimate your private mortgage insurance payment, how many years you pay it, and the total PMI cost until LTV drops below 80%.
Months Between Dates Calculator — Count Exact Months
Free months between dates calculator: count exact calendar months and leftover days between any two dates for loans, leases, and holding periods.
Mortgage Affordability Calculator: What Can You Afford?
Free mortgage affordability calculator: how much home can you afford from income, debts, down payment, rate and DTI. See your max loan and max home price.
Mortgage Calculator — Monthly Payment with Taxes & PMI
Free mortgage calculator: estimate your monthly P&I, taxes, insurance, PMI and HOA. See the full amortization schedule and extra-payoff savings.
Mortgage Interest Deduction Calculator
Estimate your mortgage interest deduction: compare itemized mortgage interest against the standard deduction and see your federal tax savings.
Mortgage Payment Calculator — Monthly P&I Estimate
Free mortgage payment calculator: estimate monthly principal & interest (P&I), total interest, and payoff date from any loan amount, rate, and term.
Mortgage Points Calculator — Discount Points Break-Even
Free mortgage points calculator: compare discount points, find your break-even months, monthly savings and lifetime interest savings on a home loan.
Mortgage Refinance Calculator — Savings & Break-Even
Free mortgage refinance calculator: compare current vs new home loan payment, see monthly savings, closing costs, break-even months and net benefit.
Muscle Gain Calculator — Lean Bulk Rate, Protein & Calories
Free muscle gain calculator: estimate weekly lean muscle gain, fat gain, total bulk weight and daily protein grams from body weight, surplus and weeks.
Nanny Cost Calculator: Annual Salary & OT Payroll
Free nanny cost calculator: estimate annual nanny pay, overtime at 1.5x, employer taxes, benefits and the true monthly cost of a full-time nanny.
Navy Body Fat Calculator (US Navy Tape Test)
Free US Navy body fat calculator: estimate body fat % from neck, waist, hip and height tape measurements, plus your category and Navy-standard result.
Net 30 Calculator — Early Payment Discount Cost
Free Net-30 calculator: estimate your early-payment discount and the effective annual cost of skipping terms like 2/10 net 30.
Net Margin Calculator — Profit After All Expenses
Free net margin calculator: divide net income by revenue. See gross, operating and net profit margin side by side.
Net Operating Income (NOI) Calculator
Free NOI calculator: estimate rental property net operating income from gross rent, vacancy loss and operating expenses, plus cap-rate property value.
Net Proceeds Calculator — After Capital Gains Tax
Estimate your net home sale proceeds: subtract agent commission, closing costs, mortgage payoff and capital gains tax to see what you actually keep.
Net Rental Yield Calculator (After Expenses)
Free net rental yield calculator: annual rent minus operating expenses in dollars, divided by property price. Compare net vs gross yield.
Net Revenue Calculator — After Returns & Discounts
Free net revenue calculator: subtract returns, refunds, discounts and allowances from gross sales to find the real top-line revenue your business keeps.
Net Worth Calculator — See What You Really Own
Free net worth calculator: add assets (cash, investments, property) and liabilities (mortgage, loans, credit cards) to see your true net worth instantly.
New Jersey Property Tax Calculator (2026)
Estimate NJ property tax from home value, the 2.13% statewide effective rate, assessment ratio and homestead benefit. See annual and monthly tax by county.
New York Property Tax Calculator (NYC & Upstate)
Estimate New York property tax: NYC assessed value at the 6% Class 1 ratio, effective tax rate, STAR exemptions, and monthly cost for homes statewide.
New York Tax Calculator 2024 — NY State + NYC Take-Home
Free New York tax calculator: estimate NY State, NYC resident, federal tax and FICA on your 2024 salary. See net take-home and effective rate.
North Carolina Property Tax Calculator (2026)
Estimate North Carolina property tax: 100% assessment, local tax rate, and the $35,000 homestead exclusion, with monthly and effective-rate breakdown.
NPV Calculator — Net Present Value of Cash Flows
Free NPV calculator discounts future cash flows at your required rate to today's dollars, then shows whether a project creates or destroys value.
Hotel Occupancy Rate Calculator — ADR & RevPAR
Free hotel occupancy rate calculator: compute occupancy percent, ADR and RevPAR from rooms sold, available rooms, days and room revenue for any period.
Ohio Property Tax Calculator (2026 Rates)
Estimate Ohio property tax: 35% assessed value times local millage, minus the 10% owner-occupied rollback. See annual and monthly cost plus effective rate.
On-Call Pay Calculator: Standby & Callback Weekly Pay
On-call pay calculator: estimate weekly standby premium and callback/recall pay at 1.5x or 2x your hourly rate. See regular, on-call and callback totals.
Operating Expense Calculator: OpEx, EBIT & Ratio
Free OpEx calculator: total operating expenses, gross profit, operating income (EBIT) and OpEx-to-revenue ratio from COGS, salaries, rent and marketing.
Outlier Calculator — Find Outliers with IQR Method
Free outlier calculator using Tukey's IQR method. Compute Q1, Q3, fences, and flag which values are outliers in any dataset.
Overtime Tax Calculator: Net Pay After OT, FICA & Federal
Free overtime tax calculator: gross OT pay at 1.5x, minus FICA 7.65% and federal withholding, to see your real after-tax paycheck.
P-Value Calculator from Z-Score
Free p-value calculator converts a z-score into a two-tailed or one-tailed p-value under the normal distribution and tests significance at your alpha.
Packaging Cost Calculator — Per Unit & Bulk Total
Free packaging cost calculator: roll up box, insert, tape/labor and shipping label per unit, then multiply by quantity for your total packaging spend.
Pages to Words Calculator — Convert Pages to Word Count
Pages to words calculator: convert double-spaced pages to word count, estimate reading time, and reverse from words to pages for essays and manuscripts.
Parent PLUS Loan Calculator — Monthly Payment Estimate
Estimate your Parent PLUS loan monthly payment, 4.228% origination fee, net disbursement, and total interest under the 10-year standard plan.
Payday Loan Calculator — See the True APR
Free payday loan calculator: convert the $15-per-$100 fee into the real APR, total repayment, and dollar cost of a short-term cash advance.
Payment Terms Calculator — 2/10 Net 30 Cost
Free payment-terms calculator: decode 2/10 net 30, see your early-pay discount and the effective annual cost of skipping trade credit.
Payout Ratio Calculator — Dividend Payout & SGR
Free payout ratio calculator: DPS divided by EPS, plus retention ratio, retained earnings per share and sustainable growth rate. Instant, no signup.
Payroll Tax Calculator — Employer FICA, FUTA & SUTA
Estimate an employer's annual payroll tax: Social Security 6.2%, Medicare 1.45%, FUTA 0.6% on first $7k, SUTA, and total cost of labor.
P/E Ratio Calculator — Price-to-Earnings & Forward P/E
Free P/E ratio calculator: compute trailing and forward price-to-earnings ratio, earnings yield and PEG from share price and EPS.
Pennsylvania Property Tax Calculator (2026 Rates)
Estimate Pennsylvania property tax from home value, assessment ratio and local millage. See annual tax, monthly escrow and effective rate.
Pension Calculator: Estimate Your Monthly DB Payout
Estimate your defined-benefit pension: annual and monthly payout from final salary, years of service and accrual rate, plus your income replacement rate.
Pension Lump Sum vs Monthly Annuity Calculator
Compare a pension lump sum vs a lifetime monthly annuity. See breakeven years, sustainable monthly draw, and survivor-benefit value before deciding.
Pension Payout Calculator: Lump Sum vs Annuity
Compare a pension lump sum vs a lifetime monthly annuity in today's dollars. See present value, sustainable monthly draw, breakeven, and which option wins.
Percent Change Calculator — From Old to New Value
Free percent change calculator: percentage increase or decrease between two values, with ratio, CAGR and reverse-change check.
Percent Of Calculator — Find X% of Any Number
Free percent of calculator: instantly find what is X% of any number, or what percent one number is of another. Handles tips, taxes, discounts and markups.
Percentage Change Calculator — Increase or Decrease
Free percentage change calculator: compute the percent increase or decrease between two values, project a forward move and compounded growth.
Percentage Increase Calculator
Free percentage increase calculator: find the percent rise from an old value to a new value using (new - old) / old x 100, with worked examples.
Percentage Off Calculator — Sale Price & Total Savings
Free percentage off calculator: see the sale price, dollar savings, effective discount percent, and final price after a stacked coupon and sales tax.
Personal Loan Calculator — Monthly Payment & Interest
Free personal loan calculator: estimate monthly payment, total interest and total cost on an unsecured loan, and how origination fees affect cash received.
Pet Insurance Calculator — Vet Bill Cost Estimator
Estimate pet insurance out-of-pocket costs: deductible, 80% coinsurance, annual premium, and insurer reimbursement on your vet bill.
Polynomial Calculator — Evaluate & Find Roots
Free polynomial calculator: evaluate a quadratic ax²+bx+c at any x, compute the discriminant, and find the real roots in seconds.
Portfolio Return Calculator — Total Return & CAGR
Free portfolio return calculator: compound year-by-year returns to find final value, total return, dollar gain, and CAGR across market cycles.
Pre-Money Valuation Calculator — Raise & Dilution
Pre-money valuation calculator: enter the raise and investor ownership % to derive post-money valuation, founder dilution, price per share and new shares.
Price Comparison Calculator — Find the Best Deal per Unit
Compare two packages side by side to find the lower unit price. See the cost per ounce, pound, or count — and the exact percentage you save.
Price Increase Calculator — Percent Price Hike %
Free price increase calculator: find the dollar amount and percentage price hike between an old and a new price. Also works for a price decrease.
Price per Square Foot Calculator — Compare Home $/Sqft
Free price per square foot calculator: compare a home's $/sqft against comps to value a house, spot overpriced listings, and estimate a fair offer price.
Pricing Calculator — Margin vs Markup Price
Free pricing calculator: enter unit cost and target margin to get the selling price, equivalent markup, and per-unit profit. Margin vs markup, made clear.
Private Student Loan Calculator — Monthly Payment
Estimate your private student loan monthly payment, total interest, and origination fees across 5–20 year repayment terms from private lenders.
Product Pricing Calculator: Price from Cost & Margin
Free product pricing calculator: enter COGS, packaging, shipping and overhead, set your target profit margin, and instantly get the selling price you need.
Profit Per Unit Calculator — Margin & Break-Even
Free profit per unit calculator: see profit, margin and break-even units from price, COGS, shipping and fixed overhead. For sellers and small businesses.
Profit Projection Calculator — 3-Year Forecast
Free profit projection calculator: forecast business profit over 3 years with adjustable growth rates, and see cumulative and average annual profit.
Project Rate Calculator — Set Your Freelance Hourly Rate
Free project rate calculator: back into the hourly, daily and weekly freelance rate you need from a target annual income, overhead and billable hours.
Property Appreciation Calculator: Future Home Value
Free property appreciation calculator: project future home value, total equity gain, annual growth rate and inflation-adjusted real return over any period.
Property Tax Appeal Calculator: Is It Worth Filing?
Estimate how much you could save by appealing your property tax assessment. Compare assessed value vs market comps, factor appeal costs, and see your ROI.
Property Tax Calculator: Estimate Annual & Monthly Bill
Estimate your annual and monthly property tax from home value, assessment ratio and millage rate. Free property tax calculator with effective-rate output.
Property Tax Deduction Calculator (SALT Cap)
Estimate federal tax savings from your property tax and SALT deduction. See the $10k SALT cap, itemized vs standard deduction, and your yearly tax break.
Proportion Calculator — Solve a/b = c/d Online
Free proportion calculator solves the missing term in a/b = c/d. Enter three values to find the fourth, with percentage, decimal and simplified fraction.
PSLF Calculator — Estimate Tax-Free Loan Forgiveness
PSLF calculator: project the student loan balance forgiven after 120 qualifying payments, total paid, and federal tax-free treatment.
Quarterly Tax Calculator — Estimated Quarterly Payments
Calculate your IRS quarterly estimated tax, test the 100%/110% safe harbor, and estimate underpayment penalties each due date.
Real Return Calculator (Inflation-Adjusted)
Calculate your real rate of return after inflation with the Fisher equation. See your actual investment growth in purchasing power, with dollar results.
Realtor Commission Calculator — Seller & Agent Split
Free realtor commission calculator: estimate total commission, listing vs buyer agent split, agent take-home after broker split, and seller net proceeds.
Portfolio Rebalancing Calculator — Buy/Sell Signals
See exactly how much to sell from your over-weighted fund and buy of your under-weighted fund to return to your target asset allocation.
Rebate Calculator — Mail-in Rebate Effective Price
Calculate the real price after a mail-in or instant rebate. See the effective price, sales tax, net all-in cost and your true savings percentage.
Recruiting Cost Calculator — Cost Per Hire (CPH)
Free recruiting cost calculator: total recruiting spend, agency fee, job boards, referral bonuses, internal recruiter time, and cost-per-hire (CPH).
Referral Fee Calculator — Affiliate Commission & Payout
Free referral fee calculator: estimate affiliate commission per sale, your net payout, monthly referral costs, and annual fee exposure.
Refinance Calculator — Monthly Savings & Break-Even
Free refinance calculator: compare your current mortgage with a new lower rate, see monthly savings, closing costs, and your break-even payback period.
Registration Fee Calculator — Event Ticket Revenue
Free registration fee calculator: project early-bird, regular, and late ticket revenue, average ticket price, and net event profit after costs.
REIT Calculator — Dividend Yield & 5-Year Projection
Free REIT calculator to estimate dividend yield, price-to-FFO, annual passive income, and a 5-year projected value with dividends reinvested automatically.
Relocation Cost Calculator — Moving Budget Estimator
Free relocation cost calculator: add moving truck, packing, travel, temporary housing and security deposit to estimate your total move budget instantly.
Renovation ROI Calculator — Cost vs Home Value Payback
See how much of any remodel cost you recoup in home value. Calculate renovation ROI %, net value gain, and the payback period before you spend.
Rent Affordability Calculator — How Much Rent Can I Afford?
Free rent affordability calculator: estimate how much rent you can afford using the 30% rule and 36% DTI. See your max monthly rent on salary.
Rent Increase Calculator — New Monthly & Annual Cost
Free rent increase calculator: see your new monthly and annual rent after a percentage hike, plus a multi-year compound projection so you can plan ahead.
Rent Split Calculator — Split Rent & Utilities Fairly
Free rent split calculator: divide rent and utilities fairly between roommates — equal shares or income-weighted splits. See each person's monthly cost.
Rent-to-Price Ratio Calculator (Buy vs Rent)
Free rent-to-price ratio calculator: annual rent divided by home price, gross rent multiplier, and the buy-vs-rent break-even price for your market.
Rental Property Depreciation Calculator (27.5 / 39 yr)
Rental property depreciation calculator: annual deduction, accumulated depreciation, adjusted basis and tax shield for 27.5-yr residential rentals.
Rental Income Calculator — Cash Flow & Cap Rate
Free rental income calculator: estimate monthly cash flow after vacancy, mortgage, tax, maintenance and insurance, plus cap rate.
Rental Property Calculator — Cash Flow & CoC
Free rental property calculator: estimate monthly cash flow, annual cash-on-cash return, gross and net yield, and down payment on your investment.
Rental Property ROI & Cash-on-Cash Calculator
Free rental property ROI calculator: estimate cash-on-cash return, cap rate, annual cash flow and total ROI including appreciation on your next rental.
Rental Yield Calculator: Gross vs Net Return
Free rental yield calculator: enter price and annual rent to see gross yield, net yield after expenses, and payback years. Compare deals fast.
Renters Insurance Calculator: Monthly Cost Estimate
Estimate renters insurance monthly and annual premium from personal property, liability limits, deductible, and high-value items.
Residual Value Calculator — Lease Buyout & Depreciation
Free residual value calculator: estimate your car's lease-end buyout price, total depreciation and monthly depreciation from MSRP and the residual percent.
Retail Price Calculator — Set Selling Price by Margin
Free retail price calculator: enter your wholesale cost and target gross margin to find the selling price, profit per unit, and markup percentage.
Retainer Fee Calculator — Monthly & Contract Cost
Free retainer fee calculator: estimate monthly retainer, discounted hourly rate, multi-month contract total and savings vs pure hourly billing.
Retirement Age Calculator — Find Your FIRE Year
Free retirement age calculator: enter current savings, annual savings rate and expected return to find the exact age your nest egg hits your FIRE target.
Retirement Calculator — Estimate Your Nest Egg
Free retirement calculator: project your nest egg from current savings, annual contributions and expected returns. See your balance at retirement age.
Retirement Date Calculator — When Can You Retire?
Find how many years and months until you reach age 62, 65, and your Social Security full retirement age, based on your date of birth.
Retirement Income Calculator — Social Security & 401(k)
Estimate monthly retirement income from Social Security, pension, and 401(k) withdrawals, after tax, and see your surplus vs. expenses.
Retirement Nest Egg Calculator — How Much You Need
Free retirement nest egg calculator: estimate your target nest egg with the 4% rule, project your balance at retirement, and find annual savings needed.
Retirement Planning Calculator — Are You On Track?
Retirement planning calculator: project your nest egg from income and savings rate, size the nest egg you need, and see your retirement gap.
Retirement Savings Calculator: 401(k) Match & Growth
Free retirement savings calculator: project your 401(k) with monthly contributions, employer match, and compound growth until retirement age.
Retirement Withdrawal Calculator (4% Rule)
Free retirement withdrawal calculator: estimate your monthly spending under the 4% rule, adjust for inflation, and see how long your nest egg lasts.
Reverse Mortgage Calculator — HECM Principal Limit
Free reverse mortgage calculator: estimate your HECM principal limit, net proceeds after closing costs, and projected loan balance over 10/20/30 years.
RMD Calculator — Required Minimum Distribution for 2026
Free RMD calculator: estimate your required minimum distribution from an IRA or 401(k) using the current IRS Uniform Lifetime Table for ages 73 and up.
ROA Calculator — Return on Assets & Asset Turnover
Free ROA calculator: compute Return on Assets (net income / total assets), profit margin, asset turnover, and benchmark vs your industry average.
ROE Calculator — Return on Equity with DuPont Analysis
Free ROE calculator: compute return on equity and break it down with DuPont analysis (net margin, asset turnover, leverage).
ROI Calculator — Return on Investment & Annualized ROI
Free ROI calculator: compute return on investment, net profit, annualized ROI, and investment multiple from cost, final value, and annual cash flow.
ROIC Calculator — Return on Invested Capital vs WACC
Free ROIC calculator: compute NOPAT, return on invested capital, compare ROIC vs WACC, and estimate economic value added (EVA).
Roth Conversion Calculator — Estimate Tax Savings
Free Roth conversion calculator: model moving a traditional IRA to Roth over several years, estimate conversion taxes, tax-free growth, and net savings.
Roth IRA Calculator — Tax-Free Retirement Growth
Free Roth IRA calculator: estimate tax-free retirement growth from annual contributions, IRS limits, and how much you keep versus a Traditional IRA.
Book Royalty Calculator — Earnings, Advance & Earn-Out
Free book royalty calculator: estimate per-copy royalties, total earnings, advance recoupment, and how many copies you need to earn out.
RSU Calculator — After-Tax Net Take-Home Value
Free RSU calculator: estimate after-tax take-home when restricted stock units vest, model federal + state withholding, and see your full vesting schedule.
Rule of 72 Calculator — How Fast Your Money Doubles
Rule of 72 calculator: estimate how many years your investment takes to double at any annual return rate, plus exact doubling time and future value.
RV Loan Calculator — Estimate Monthly Payment
Estimate your RV monthly payment, total interest and full loan cost with this free RV loan calculator using price, down payment, rate and term.
S-Corp Tax Calculator — Reasonable Salary Savings
Free S-corp tax calculator: compare FICA on your reasonable W-2 salary vs self-employment tax on full profit, and see your annual savings.
SAFE Calculator: Cap & Discount Conversion
Free SAFE calculator: estimate conversion price, shares issued, and ownership % when a priced round hits, using the cap or the discount.
Safe Withdrawal Rate Calculator — SWR for Retirement
Calculate your safe withdrawal rate (SWR), the inflation-adjusted annual income it supports, and the nest egg your target spending requires.
Sales Tax Calculator — Add or Remove Tax from a Price
Free sales tax calculator: add tax to a price or reverse-calculate the pre-tax price from a receipt total, with combined state and local rates.
Sample Size Calculator — Survey Margin of Error
Free sample size calculator for surveys: enter confidence level, margin of error, and population to find how many responses you need.
Saver's Credit Calculator — 2024 Retirement Tax Break
Free Saver's Credit calculator: estimate the 50%, 20% or 10% federal tax credit on your 401(k) or IRA contributions based on AGI and filing status.
Savings Account Calculator — Balance, Interest & Fees
Free savings account calculator: project your balance, interest earned after monthly APY compounding, and how monthly bank fees drag on savings over time.
Savings Calculator — High-Yield Growth & Emergency Fund
Free savings calculator: project your high-yield savings or emergency fund balance, total deposits, and interest earned over time with annual compounding.
Savings Interest Calculator — Earned Interest & APY
Free savings interest calculator: see interest earned, effective annual yield (APY), and final balance on a one-time deposit at your chosen rate.
Security Deposit Calculator — Move-In Cost Estimator
Free security deposit calculator: estimate your refundable deposit, last month rent, pet and admin fees, and the total cash you need to move in.
Self-Employment Tax Calculator (1099 / Schedule SE)
Calculate 2024 self-employment tax: 15.3% on 92.35% of net profit, SS wage-base cap, deductible half, and 0.9% Additional Medicare.
Seller Closing Cost & Net Proceeds Calculator
Free seller closing cost calculator: estimate realtor commission, transfer tax, attorney and escrow fees, and see your net home sale proceeds.
Seller Fee Calculator — Marketplace Final Value & Profit
Free seller fee calculator: estimate marketplace final value fees, per-order flat fees, total charges, and your net profit after item cost and shipping.
Seller Net Proceeds Calculator — Cash You Keep at Closing
Free seller net proceeds calculator: estimate the cash you actually keep after agent commission, mortgage payoff, closing costs and repairs.
Sequence of Returns Calculator — Retirement Withdrawal Risk
Sequence of returns calculator: compare early-loss vs early-win paths with fixed withdrawals and see how return order changes your ending balance.
Service Pricing Calculator — Labor, Materials & Margin Quote
Free service pricing calculator: turn your hourly rate, job hours, materials, overhead and target margin into a professional client quote in seconds.
Sharpe Ratio Calculator: Risk-Adjusted Portfolio Return
Sharpe ratio calculator: compute risk-adjusted return from portfolio return, risk-free rate and volatility, plus dollar excess return instantly.
Shift Differential Calculator: Night & Weekend Pay
Free shift differential calculator: estimate night, weekend or swing-shift premium pay, adjusted rate, weekly gross and annual pay from your base wage.
Short Term Rental Calculator: Airbnb Profit Estimate
Free short-term rental calculator: estimate monthly Airbnb profit from your nightly rate, occupancy, cleaning, supplies and platform fees.
Side Hustle Income Calculator — Net Earnings After Tax
Free side hustle income calculator: add freelancing, Etsy, rideshare and other gigs to see monthly and annual gross, estimated tax, and net take-home pay.
Simple Interest Calculator — I = P × r × t
Free simple interest calculator: enter principal, annual rate and time to see interest, total amount and monthly payment instantly.
Single Filer Tax Calculator 2024 — Federal Estimate
Estimate 2024 US federal income tax as a single filer. Enter gross pay, deductions, and credits to see taxable income, effective rate, and take-home.
Sinking Fund Calculator: Monthly Amount to Save
Free sinking fund calculator: find the monthly amount to set aside to hit a savings target by a future date, plus total deposits and interest earned.
Small Business Loan Calculator — Payment & DSCR
Free small business loan calculator: estimate monthly payment, total interest, SBA 7(a) fees, and your debt-service coverage ratio (DSCR) before applying.
Small Business Tax Calculator: Self-Employed Estimator
Free small business tax calculator estimates self-employment tax, the 20% QBI deduction, federal brackets and state tax on LLC or sole-prop net profit.
Split Expenses Calculator — Split Shared Bills by Person
Free split expenses calculator: pool rent, utilities, groceries and shared bills, then divide the total evenly among roommates. See each person's share.
SR22 Insurance Cost Calculator (Monthly + Annual)
Free SR22 insurance calculator: estimate your monthly premium after the filing fee and high-risk surcharge, plus total cost over your required period.
Standard Deduction Calculator 2024 — Standard vs Itemized
Free 2024 standard deduction calculator: compare the IRS amount by filing status against your itemized total, and see your taxable income.
Startup Cost Calculator — Business Expense Estimator
Free startup cost calculator: estimate legal, licensing, equipment, website and 6-month working capital to build your small-business budget before launch.
Startup Valuation Calculator — Post-Money & Dilution
Estimate startup post-money, pre-money valuation, investor ownership and founder dilution from annual revenue and a target revenue multiple.
State Tax Calculator — Estimate Your State Income Tax
Free state income tax calculator: estimate your state tax, marginal vs effective rate, and after-state pay for California, New York, Texas and more.
Stock Average Calculator — Average Cost Basis
Free stock average cost calculator: average price per share across multiple buys, total shares held, total invested, and unrealized P&L.
Stock Options Calculator — Call/Put Payoff & Profit
Free stock options calculator: estimate call/put payoff, net profit after premium, breakeven price and ROI per contract.
Stock Return Calculator — Total Return & CAGR
Free stock return calculator: compute total return, dollar gain, and annualized CAGR on a stock investment, including dividends.
Stripe Fee Calculator — Instantly See Your Net Payout
Free Stripe fee calculator: estimate the 2.9% + $0.30 processing fee and your net deposit for any card sale, including international cards.
Student Loan Calculator — Monthly Payment & Interest
Free student loan calculator: estimate your monthly payment, total interest and repayment cost. See how rate and term change your bill.
Student Loan Forgiveness Calculator (PSLF & IDR)
Estimate how much federal student loan debt is forgiven under PSLF and income-driven plans (PAYE, REPAYE, SAVE, IBR) after 10, 20, or 25 years.
Student Loan Payment Calculator (Monthly & IDR)
Estimate your student loan monthly payment under a standard 10-year or income-driven repayment (IDR) plan, plus total interest and payoff time.
Student Loan Refinance Calculator — Monthly Savings
Free student loan refinance calculator: compare your current payment vs a new lower rate, see monthly savings, interest saved, and break-even payback.
Take-Home Pay Calculator: Net After-Tax Salary
Free take-home pay estimator: enter annual salary, federal/state tax and FICA to see your net monthly, biweekly and weekly paycheck after deductions.
Tax Bracket Calculator — 2024 Federal Income Tax Rates
Free tax bracket calculator: find your 2024 federal marginal tax bracket, total tax owed, effective rate, and take-home pay by filing status.
Tax Calculator — US Federal Income & Take-Home Pay
Estimate US federal income tax, state tax and net take-home pay from your gross annual salary and filing status using the 2024 progressive IRS brackets.
Tax Deduction Calculator: Itemize vs Standard
Free tax deduction calculator: compare Schedule A itemized deductions (mortgage interest, SALT, charitable) vs standard deduction and see your tax savings.
Tax Estimator Calculator — Estimate Your Federal Refund
Free tax estimator: estimate your 2024 federal income tax, taxable income, marginal and effective rates, and your expected refund or amount owed.
Tax-Included Price Calculator — Add or Remove Sales Tax
Free tax-included price calculator: add sales tax to a net price, or back tax out of a tax-inclusive total. Instant net, tax amount, and gross figures.
Tax Loss Harvesting Calculator — Estimate Your Tax Savings
Tax loss harvesting calculator: see how much you can offset capital gains, deduct against ordinary income, and carry forward losses to lower your tax bill.
Tax Refund Calculator — IRS Refund or Balance Due Estimator
Compare your total tax owed against federal withholding and estimated payments to estimate your IRS refund or balance due.
Tenant Screening Calculator — Income, Credit & Eviction
Free tenant screening calculator: check income-to-rent (3x rule), credit score, eviction and rental history, then get an Approve / Review / Deny decision.
Term Life Calculator — Coverage & Monthly Cost
Estimate how much term life coverage you need to replace income, cover debts and college, and see your estimated monthly premium by age.
Term Life Insurance Calculator — Premium Estimator
Estimate monthly and annual term life premiums by age, gender, health class and term length, plus a DIME-rule death-benefit recommendation.
Texas Property Tax Calculator (2026 Rates)
Estimate Texas property tax from appraised value, the $40,000 homestead exemption and county/school millage, with monthly escrow and a 5-year projection.
Texas Tax Calculator: No State Income Tax
Free Texas sales tax calculator: estimate the 6.25% state rate plus local tax up to 2.0% (8.25% max). See tax on any purchase and Texas' 0% income tax.
Time Card Calculator — Weekly Hours & Overtime Pay
Free time card calculator: enter daily hours, deduct unpaid lunches, and split weekly pay into regular time and overtime at 1.5x. Estimate gross wages.
Time Value of Money Calculator — PV vs FV
Time value of money calculator: side-by-side, see how today cash grows to future value (FV) and a future lump sum discounts to present value (PV).
Timesheet Calculator — Weekly Paycheck with Overtime Pay
Free timesheet calculator: compute weekly gross pay from regular and overtime hours at time-and-a-half, plus effective hourly rate and annual earnings.
Timing Belt Replacement Cost Calculator (Parts & Labor)
Free timing belt replacement cost estimator: add belt kit parts, shop labor and optional water pump to see your total bill plus sales tax.
Tip Income Calculator: Annual & Hourly Earnings
Tip income calculator: project weekly, monthly and annual tips from daily gratuities plus base wages, then see your real effective hourly rate.
Tire Cost Calculator: Tires, Installation & Fees
Free tire cost calculator: estimate the full out-the-door price of a new set of tires, including installation, disposal fees and sales tax.
Tire Rotation Cost Calculator — Price Per Service
Free tire rotation cost calculator: estimate how many rotations you need and the total cost per service, per 1,000 miles, and per year.
Title Fee Calculator: Estimate Title & Closing Costs
Free title fee calculator: estimate owner's title insurance, escrow, recording and other closing costs on your home purchase.
Total Cost Calculator — Fixed + Variable Cost Breakdown
Total cost calculator: add fixed costs and variable cost per unit times quantity to get total cost, average cost per unit, break-even quantity and profit.
Total Return Calculator — Dividends + Appreciation
Free total return calculator: combine price appreciation with dividends, interest and distributions to see your real total % and dollar gain.
Towing Cost Calculator — Estimate Tow Truck Charges
Free towing cost calculator: estimate hook-up fee, per-mile charge, after-hours and heavy-vehicle surcharges. See the total tow truck bill in seconds.
Trade-In Value Calculator — Estimate Your Car's Worth
Estimate your car's trade-in value in seconds: enter purchase price, age, mileage and condition to see what a dealer will offer.
Traditional IRA Calculator — Tax Break, Growth & RMD
Traditional IRA calculator: project tax-deductible contributions, your upfront tax break, future balance at 7% over 30 years, and first RMD at age 73.
Transmission Flush Cost Calculator (Fluid + Labor + Tax)
Estimate your transmission flush cost: fluid quarts, labor hours, shop fees and sales tax. Compare dealer vs independent shop pricing in seconds.
Travel Budget Calculator — Estimate Your Trip Cost
Free travel budget calculator: estimate total trip cost per day — lodging, food, transport and activities — plus cost per person.
Travel Food Budget Calculator — Meal Cost Planner
Free travel food budget calculator: split breakfast, lunch, dinner and snacks per day to estimate total meal cost for your trip and cost per person.
Trip Cost Calculator — Estimate Road Trip Expenses
Free trip cost calculator: estimate lodging, food, gas and attractions for your road trip. See total trip cost and cost per day instantly.
Trust Fund Calculator — Growth, Payouts & GST Tax
Estimate a trust fund's future balance, annual beneficiary payouts, trustee fees, and generation-skipping transfer (GST) tax exposure.
Two Percent Rule Calculator — 2% Retirement Withdrawal
Free 2% rule calculator: convert your retirement portfolio into a safe annual, monthly and weekly withdrawal with a 30-year success estimate.
Umbrella Insurance Calculator — Coverage & Cost
Free umbrella insurance calculator: estimate the liability coverage you need from your net worth, find your gap, and see the annual premium.
Unit Price Calculator — Compare Cost per Ounce & Liter
Free unit price calculator compares the cost per unit of two package sizes to show which grocery deal is truly cheaper. Enter both sizes in the same unit.
Upfront PMI Calculator — One-Time Closing Cost
Upfront PMI calculator: estimate the one-time prepaid mortgage insurance fee at closing, compare it to monthly PMI, and find your break-even point.
Upwork Fee Calculator — Net Take-Home Pay
Free Upwork fee calculator: estimate the tiered 20%/10%/5% service fee on billings to one client and see your exact net take-home pay.
USDA Loan Calculator with 0% Down & Guarantee Fees
Free USDA loan calculator: estimate 0%-down monthly P&I, the 1% upfront guarantee fee and the 0.35% annual fee on a rural home loan.
UTMA/UGMA Calculator — Custodial Account Growth
Free UTMA/UGMA calculator: project your child's custodial account balance at the age of majority, check gift-tax exclusion limits and after-tax growth.
VA Loan Calculator with Funding Fee & Monthly Payment
Free VA loan calculator: estimate monthly P&I, the 2.3% VA funding fee, tax and insurance on a 0%-down military home loan.
Vacancy Rate Calculator — Rental Property Loss & Occupancy
Free vacancy rate calculator for rental property: compute vacancy percent, lost rent, and occupancy rate from units, vacant months, and average rent.
Vacation Savings Calculator — Monthly Amount for Your Trip
Free vacation savings calculator: estimate how much to set aside each month for flights, hotel and spending money, then project your trip fund at 6% APY.
Vehicle Registration Calculator — DMV Fees & Tax
Estimate total vehicle registration cost: sales tax, title fee, plate fee, and value-based registration. See your full out-the-door price.
Vesting Calculator — Stock Option Vesting Schedule
Free vesting calculator: see how many stock options have vested after your cliff, your exercise cost, and the intrinsic value of your grant today.
Volatility Calculator — Annualized Investment Risk
Free volatility calculator: turn a series of stock, crypto or portfolio returns into annualized volatility and 1-sigma / 2-sigma expected price ranges.
W-4 Calculator: Estimate Your Paycheck Tax Withholding
Free W-4 withholding calculator: estimate federal income tax taken from each paycheck based on salary, filing status, dependents and extra withholding.
Wash Sale Calculator — Disallowed Loss & New Basis
Wash sale calculator: disallowed loss, deductible loss, and adjusted cost basis when you repurchase a substantially identical security within 30 days.
Washington Tax Calculator: No State Income Tax
Free Washington sales tax calculator: estimate the 6.5% state rate plus local tax (~10.3% combined). See tax on any purchase and WA's 0% income tax.
Wedding Budget Calculator — Breakdown by Category
Free wedding budget breakdown: split your total budget across catering, venue, photography, flowers and more. See cost per guest and a contingency buffer.
Wedding Cost Calculator — Real Budget Estimate
Free wedding cost calculator: estimate venue, catering, photography, flowers, music and more. See your total wedding budget and cost per guest instantly.
Weekend Pay Calculator: Saturday & Sunday Premium Pay
Free weekend pay calculator: estimate Saturday (1.5x) and Sunday (2.0x) premium pay from your hourly wage, weekend hours, and employer multipliers.
Weekly Pay Calculator — Hourly Wage with Overtime
Free weekly pay calculator: turn your hourly wage into gross weekly, biweekly and annual pay, with time-and-a-half overtime.
Whole Life Insurance Calculator — Cash Value by Year
Project whole life cash value, total premiums paid, net amount at risk and cash-value-to-premium ratio at 10/20/30 years.
WEP Calculator — Windfall Elimination Provision Estimate
Estimate how the Windfall Elimination Provision (WEP) cuts your Social Security benefit when you receive a non-covered government pension.
Zero-Based Budget Calculator — Assign Every Dollar
Free zero-based budget calculator: assign every dollar of monthly income to expenses, savings and debt so income minus spending equals $0.